Portfolio Associate - Dairy
Do you like turning loose ends into clear next steps? We're looking for a Portfolio Associate to keep our dairy loans on track in Southwestern Uganda – from disbursement to final repayment.
📍 Mbarara, Uganda
Do you get satisfaction from a clean repayment schedule and loans that land in a farmer's account within minutes? We're looking for a Portfolio Associate to keep our dairy loans flowing and our portfolio healthy across Southwest Uganda.
About Emata
Emata is a frontrunner in agri finance in East Africa — backed by award-winning tech and a mission-driven team. Since launching in 2021, we’ve served 70 000+ farmers and partnered with 120+ agri companies and cooperatives, blending data science, AI and deep industry love for agriculture. At our core, we value curiosity, accountability and results that tangibly uplift rural communities.
- Products: Digital loans, crop insurance, payments
- Team: 25+ engineers, data scientists, product & business
- Culture perks: cappuccinos from farmers we lend to, freedom to innovate, health insurance cover, salary-backed loans, ongoing training & certifications
At our core, we value teamwork over titles, critical thinking over copying, ownership of outcomes, fast learning, and integrity without compromise.
What you’ll do
You'll be the engine behind our Dairy Southwest portfolio – making sure money goes out fast, comes back on time, and every farmer keeps their loan limit growing. Specifically:
- Keep loans flowing: set up loan products, run KYC and CRB checks, and get disbursements out quickly and correctly
- Protect portfolio quality: keep PAR within target, chase on-time repayments, and reconcile every shilling against the repayment schedule
- Spot trouble early: flag repayment issues and line up the right follow-ups for our call center
- Grow our lendables: drive MIS usage and keep farmer data clean and complete
- Keep insurance tidy: make sure cover is in place where relevant and claims are settled without delay
- Support launches & partners: help prepare (re)launches in the field, and keep partnership reporting and status overviews up to date
You might be the one if you are...
- Structured and detail-oriented – schedules are clean and numbers add up
- Proactive and persistent – you chase the issue, you don't wait for it
- Confident on the phone and in the field with farmers and partners
- 1–3 years' experience, ideally in fintech, agricultural sourcing or sustainability
- Fluent in English and Runyankole
You should be firm but fair. You can push for repayments without damaging trust. You thrive in a fast-paced, purpose-driven startup.
What we offer
A unique opportunity to build your career in an award-winning, venture-capital-backed startup that's reshaping how African farmers access finance. Competitive package, health insurance, salary loans, and a friendly, hard-working team.
Ready to have real impact? Applications are reviewed on a rolling basis – don’t wait!
Emata is a licensed Microfinance Institution. Visit us at our offices in Kampala and Mbarara for a glass of milk and a demo.
Call us: +256 (0) 741 445 718