Building the financial backbone of African agriculture

Digital loans for farmers – through the agri companies and cooperatives they trust and work with.

Africa’s farmers work hard. But the system holds them back.

Farmers need capital before the season. Buyers get paid after harvest. Banks want collateral and monthly repayments. And agri companies are left carrying the risk.

This financing gap is holding back the growth of Africa’s agri-food system.

Proudly partnered with 100+ agri companies and ecosystem builders

We are the in-house bank for agri companies

Digital farmer
loans

AI-powered, fast loans on time

Village trader
loans

Weekly loans during harvest cash crunch

Crop insurance
for smallholders

Built-in climate safety net for farmers

Digital, direct payments

Reduce ops burden and fraud

Want to partner with us?
profit-driven impact

Partners don’t just like Emata. They grow with us.

Our partners see higher farmer loyalty and up to 80% growth in sourced volumes, driven by timely, affordable loans to their farmers.

“The team at Emata are so enthusiastic, positive and driven by making a positive impact. They are not only great partners but also friends to Agri Evolve.”

Beth Rowland
COO

“Emata has helped our cooperative and farmers increase the milk volumes even in the dry season.

They also help us, as a cooperative, better serve our farmers.”

Musuyi Daniel
Chairperson
Balawoli Kyebajatobona Dairy Farmers' Cooperative Society
Kamuli

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